Representative Example for Personal Contract Purchase (PCP): Cash price £13,850.00, Annual Interest Rate (fixed) 4.6% p.a., with a representative 8.9% APR, total amount of credit £12,465.00, deposit of £1,385.00, an initial payment of £210.46, followed by 46 monthly payments of £210.46 with a final payment of £5,745.41, total amount payable is £17,022.03, the annual mileage is 10,000 and the excess mileage fee per mile is £0.00. Pay monthly then buy, swap or return